Selling homes in Raleigh NC   Service Then Service Now!

Calculators


Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  I'll walk you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.


First let's get an idea of your price range! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Please contact me if you have any questions!

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Our Listings


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 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(22 Photos)
3414 Van Hessen
1821277 Bedford at Falls River MLS® $202,850 1,656 sq. ft. Single Story Residential
View
(15 Photos)
808 Greenwood Rd
triangle Greenwood MLS® $2,195,000 8,300 sq. ft. 2 Story Residential
View
(28 Photos)
12 BUTTERWICK PLACE
123 Croasdaile Country Club MLS® $1,200,000 1 1/2 Story Commercial
View
(27 Photos)
12 Staley Place
Croasdaile Country Club MLS® $824,900 4,980 sq. ft."Over 500xtra feet in cedar closet and craft room" 1 1/2 Story "Bonus and 4th BR up" Residential
View
(22 Photos)
2573 Bittersweet Drive (New Construction)
123 Croasdaile Country Club MLS® $799,900 3,890 sq. ft."In addition ..a scrnd porch" 2 Story Residential
View
(15 Photos)
Off Russell near Bivins
North Durham MLS® $795,000 4,748 sq. ft. 3 Story Residential
View
(15 Photos)
10921 Ashland Mill Court
1816938 Brier Creek Country Club MLS® $789,000 4,947 sq. ft. 2 Story Residential
View
(25 Photos)
202 Old Franklin Grove Drive
201 Franklin Grove MLS® $700,000 3,331 sq. ft. Townhouse Residential
View
(33 Photos)
7828 HARPS MILL RD
002/D North Ridge MLS® $585,000 3,560 sq. ft. 1 1/2 Story Residential
View
(9 Photos)
1600 Mechanical Blvd.
006/E Downtown MLS® $528,900 Lot / Land Lots and Land
View
(14 Photos)
4217 Coldwater Springs Drive (New Construction)
21 - Rolesville Coldwater Springs $488,400 3,465 sq. ft. 2 Story Residential
View
(5 Photos)
1180 Jordan Hills Dr.
Jordan Hills MLS® $479,000 2,588 sq. ft. Single Story Residential
View
(25 Photos)
3217 Lianfair Lane
009/B Merion MLS® $469,900 3,843 sq. ft."1510-1st, 1629-2nd, 705-3rd" 3 Story "Traditional" Residential
View
(21 Photos)
3403 Medford Road
123 Croasdaile Country Club MLS® $448,000 3,300 sq. ft."Plus Over 600 Sq Ft. Unheated" Single Story "Plus Full Basement" Residential
View
(31 Photos)
1003 Scholastic Circle
101 Chancellors Ridge MLS® $439,900 4,500 sq. ft. 2 Story Residential
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Randy Jones Randy Jones 919-602-5104 Email Randy