Calculators


Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  I'll walk you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.


First let's get an idea of your price range! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Please contact me if you have any questions!

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Our Listings



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PhotoAddressLocationNeighborhoodPriceSizeStyleType
22 photos
1201Pinehurst Drive
228 Meadowmont $739,900 3,363 sq. ft. 2 Story Residential
Sale Pending
25 photos
337 Oxfordshire Lane
103/A Southpoint Manor SALE PENDING
$565,000
4,591 sq. ft. 3 Story Residential
9 photos
1600 Mechanical Blvd.
006/E Downtown $528,900 Lot / Land Lots and Land
23 photos
3509 Westover Road
105B Hope Valley $525,000 3,181 sq. ft. 2 1/2 Story Residential
37 photos
611 Dowd St(New Construction)
TRIANGLE Geerwood Park $450,000 2,085 sq. ft. 2 Story Residential
47 photos
12200 Galway Drive
2111061 Sussex Acres $400,000 3,349 sq. ft. Single Story Residential
10 photos
1205 Old Lystra Road
Chapel Hill N/A $399,900 2,200 sq. ft. 2 Story Residential
Sale Pending
16 photos
4218 Peachway Drive
114 Garrett Farms SALE PENDING
$349,000
2,800 sq. ft. 2 Story Residential
Sale Pending
11 photos
3811 Somerset Drive
Hope Valley West SALE PENDING
$335,000
1,829 sq. ft. Single Story Residential
Sale Pending
9 photos
1012 Chancellors Ridge
Chancellors Ridge SALE PENDING
$262,900
1,840 sq. ft. 2 Story Residential
25 photos
9244 Wooden Road
1809795 Lennox at Brier Creek $255,000 2,162 sq. ft. Townhouse Residential
19 photos
3982 Patriot Ridge Court
018 Johns Pointe $197,000 2,225 sq. ft. 2 Story Residential
9 photos
1431 Arborgate Circle
Providence Glen $189,900 1,184 sq. ft. Single Story Condominium
14 photos
710 Cross Timbers Drive
106 Woodcroft $179,900 1,500 sq. ft. 2 Story Residential
Sale Pending
12 photos
407 Inter Way
Chancellors Ridge SALE PENDING
$179,900
1,652 sq. ft. 2 Story Residential
<< Prev  1  2  Next >>